Govt Yojana in Odisha – Simple Scheme List With Benefits

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Government schemes are created to make the lives of people easier, safer, and more secure. Odisha is one of the Indian states that actively launches helpful programs for farmers, women, students, elderly citizens, disabled individuals, and poor families. If you know the right schemes at the right time, you can easily apply and receive the benefits. In this article, we will clearly explain every major Govt Yojana in Odisha in simple English and point-wise format so that anyone can understand how the schemes work.

Whether you are a student, a farmer, a pregnant mother, or someone looking for housing support, this list of Govt Yojana in Odisha will help you find the right scheme for your needs.

Why You Should Know About Govt Yojana in Odisha

Many citizens are not aware of schemes that can help them financially or improve their quality of life. By knowing the major Govt Yojana in Odisha, you can:

  • Save money on healthcare, education, and farming

  • Get support during emergencies

  • Improve your income and skills

  • Build or upgrade your home

  • Receive pension if you are elderly or disabled

  • Help family members get government benefits

When you understand these programs, you can apply on time and make sure no one in your family misses important benefits.

Major Govt Yojana in Odisha

Below are the most important and verified Odisha government schemes explained in simple English and short bullet points.

1. Biju Swasthya Kalyan Yojana (BSKY)

Purpose: Free and cashless healthcare for families
Benefits (in points):

  • Free treatment at government and selected private hospitals

  • Covers surgeries, critical illness, and emergency care

  • Families receive a BSKY Smart Card for cashless treatment

  • Reduces high medical expenses for poor and middle-class families

  • One of the biggest health schemes in Odisha

2. KALIA Yojana (Support for Farmers)

Purpose: Financial help to farmers and agricultural labourers
Benefits (in points):

  • ₹25,000 financial support to small and marginal farmers

  • ₹10,000 yearly support for landless labourers

  • Covers crop support, livelihood support, and insurance

  • Helps farmers during natural disasters or crop loss

  • Direct bank transfer to avoid delays

3. Mamata Yojana (Pregnant Women Benefit)

Purpose: Support during pregnancy and early motherhood
Benefits (in points):

  • ₹5,000 financial assistance in two phases

  • Encourages regular health checkups

  • Reduces risks during pregnancy and childbirth

  • Promotes better nutrition for mothers and babies

  • Available for first two live births

4. Mission Shakti (Women Empowerment)

Purpose: Support women through Self-Help Groups
Benefits (in points):

  • Low-interest loans for women entrepreneurs

  • Financial literacy and business training

  • SHG loans up to ₹10 lakh

  • Helps women become financially independent

  • More than 70 lakh women already involved

5. Madhu Babu Pension Yojana (MBPY)

Purpose: Monthly pension for vulnerable people
Benefits (in points):

  • ₹500–₹700 monthly pension based on age

  • For elderly (60+), widows, and persons with disabilities

  • Direct bank transfer or through local offices

  • Financial security for those unable to earn

  • Widely used statewide

6. PEETHA Scheme

Purpose: Teach people about government schemes
Benefits (in points):

  • Monthly camps in villages and towns

  • Citizens can apply for schemes on the spot

  • Helps rural families understand available benefits

  • Promotes transparency and awareness

  • Part of the larger Ama Gaon Ama Bikas initiative

7. Sudakshya Yojana (Education for Girls)

Purpose: Support girls pursuing technical education
Benefits (in points):

  • Financial assistance for ITI course fees

  • Covers uniforms, materials, and hostel facilities

  • Encourages girls to learn technical skills

  • Helps rural and poor students get jobs

  • Increases female representation in skilled trades

8. Mo Ghara Yojana (House Upgradation Scheme)

Purpose: Help families build a pucca house
Benefits (in points):

  • Low-interest loans up to ₹3 lakh

  • Helps convert kutcha houses to pucca houses

  • Affordable EMIs for rural families

  • Works along with central schemes like PMAY

  • Focus on poor and low-income households

9. Biju Pucca Ghar Yojana

Purpose: Provide a safe and strong home to poor families
Benefits (in points):

  • 100% government-funded (not a loan)

  • Support between ₹1.3 lakh to ₹1.5 lakh

  • Priority for SC/ST, disaster-affected and rural poor families

  • Only pucca houses with RCC roofs are allowed

  • Aims to eliminate unsafe kutcha homes

10. Odisha Food Security Scheme

Purpose: Ensure food for low-income families
Benefits (in points):

  • 5 kg rice per person per month at ₹1

  • For families not covered under NFSA

  • Helps reduce hunger in poor households

  • Simple eligibility criteria

  • Distributed through local ration shops

11. Niramaya Health Insurance (For Disabled Persons)

Purpose: Medical support for disabled individuals
Benefits (in points):

  • Health coverage up to ₹1 lakh

  • Covers therapies, OPD care, and surgeries

  • Very low yearly premium

  • Supports families with disabled members

  • Includes autism, cerebral palsy, and intellectual disabilities

12. Odisha Scholarship Schemes

Purpose: Support students who need financial help
Benefits (in points):

  • Includes Prerana, Medhabruti, Pathani Samanta scholarships

  • Covers tuition fees and exam fees

  • Online applications through State Scholarship Portal

  • For SC/ST/OBC/EBC students

  • Helps reduce dropout rate

How to Apply for Govt Yojana in Odisha

You can apply for most Odisha government schemes through:

  • Common Service Centers (CSCs)

  • Gram Panchayat Office

  • District-level government offices

  • Online portals (scholarship, KALIA, BSKY, etc.)

  • Official state portal: odisha.gov.in (verify latest updates)

Make sure you keep ready:

  • Aadhaar Card

  • Bank Passbook

  • Income Certificate

  • Caste Certificate (if needed)

  • Resident Proof

Who Should Use These Govt Yojana in Odisha

These schemes are helpful for:

  • Farmers and agricultural labourers

  • Pregnant women

  • Elderly and widows

  • Students and girls pursuing education

  • Rural poor families

  • Women seeking financial independence

  • Disabled individuals

Being aware ensures timely benefits for everyone.

 

✔ All schemes above are verified through official Odisha Government sources.

👉 Odisha Government Portal (Latest Updates):
https://odisha.gov.in

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